With housing prices at their lowest point in years, there may not be a better time to purchase a new home, second home or income property. But with so much inventory available, you need to know what's a good investment and what's not. With over 20 years experience in Real Estate and finance, the professionals at EFN can steer you in the right direction and help you avoid the pitfalls along the way. We can aid in your search for that special home and find you the right home loan to go with it.

Maybe you're wondering if now is the right time to refinance your current mortgage. There's more to consider than just whether or not refinancing will reducde your monthly payments. Perhaps lowering your monthly payments isn't the best thing to do. Switching from an adjustable to a fixed rate mortgage may actually be in your best interests. EFN looks at the overall picture, to help you arrive at the option that's best for you and your future.

Home financing can be just as difficult a decision as figuring out what home to buy. And we'll help you through both. Fixed rate? Adjustable? How much money should I put as a down payment? What are the out of pocket costs for me to refinance? All of these are important questions. We have the answers. Contact us today!



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