If you are behind on your mortgage payments or fear you are about to become so, it's time to look into a Home Loan Modification. If you're concerned about an upcoming increase to your interest rate, or think that switching from an adjustable to a fixed rate loan may help your financial situation, a Home Loan Modification may be exactly what you need. Don't put off finding out more about a Home Loan Modification! Every day you wait may bring you closer to foreclosure. Even if you don't talk to us, please talk to someone. Before it's too late.

Similar to a refinance, a Home Loan Modification can change the terms of your current home loan. Possibly allowing you to keep your home, even if you're in dire financial straits.

Here are some of the things a Home Loan Modification can accomplish:
  • Forgive past missed payments
  • Lower your monthly mortage payment
  • Lower your interest rate
  • Lower your principal balance
  • Change the length of your current loan (e.g. 15 to 30 years)
  • Change your current loan from an adjustable to fixed rate mortgage

If you would like an EFN representative to contact you regarding any home loan questions or concerns, please enter your information below:

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Equitable Financial Network, Inc. (est'd. 1988), since its inception has held the same philosophy: Get our customers the best possible financing for their economic situation. We won't make a deal just to make the deal. If it's not right for you, it's not right. Period.

We pride ourselves on our large, long-standing base of repeat and referral clients. And we can't wait to add you and your friends to that list.

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Now may be the best time ever to purchase a new home or income property. Either one can be a terrific invesment in your family's financial future. And we're here to help you every step of the way. From looking for that special property to financing, we'll explain it all so you won't feel left in the dark.

Perhaps your financial situation is stable but you're concerned about your interest rate increasing over the next few months or years. Or you want to switch from your adjustable to a fixed rate loan. It sounds like it's time to talk about refinancing.

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"This is just a note to Stu to let him know how much he has helped me over the years. Starting with virtually nothing, I'm now in my second home thanks to EFN and their hard-working staff. I look forward to working with you again when it comes time for the bigger and better house #3."

-- M. R. Winnetka, CA


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